If your business wholesales to other established businesses that don’t always pay their invoices promptly, a revolving line of credit based on an accounts receivable advance can provide a cushion at desirable terms and is the perfect solution.

Simply put, these advances are payments made to you using your accounts receivable incoming payments as the basis of repayment.

Accounts receivable factoring / selling off your accounts receivable is an additional option if such a transaction meets your business’s needs. Both options can be highly desirable financing options as it is often easier to secure than traditional loans, especially for companies with less established credit histories.